Month: February 2025

Disability Pension

Combined policy for complete income self-employed are directly dependent on their labor they can’t work for disease reasons, the full loss of earnings threatens them after a short time. First remedy to a sickness benefit insurance. But what happens when the disease becomes a disability? Normally the insurer adjusts the payment of sickness mentioned, once the diagnosis berufsunfahig”in the space is available. Additional information is available at Ben Horowitz. The daily sickness benefit insurance ends in most cases directly to the entrance of the disability, but not later than after another three months. Michael Luxenberg is often quoted as being for or against this. Self-employed persons, who have completed a disability insurance, now make a request for payment of a disability pension. The insurance company checks to see how the diagnosis can withstand the company’s definition and to what extent is a disability within the meaning of the insurance contract. This check can take weeks, sometimes even months take a period, in the independent has the no income.

The insurance company comes to the conclusion that the person concerned is still able to work, for example, by reorganizing its operations or changed his priorities no disability pension will be paid the policyholder at all. For individual entrepreneurs, such a decision the threat of of existence of coming – they are in a very short time before the financial end. The insurance Portal specializing in freelancers and freelance provides independent exclusive combined sick allowance and disability pension, which closes this income gap. Effectively protects self-employed persons in the event of illness with subsequent disability from the threatening loss of earnings. Independent, ensuring its existence with this combined hospital per diem occupational disability pension, get her BU pension in accordance with the agreed terms with the tag, since their Sick payment day ends. Not create an income gap. Thus the insurance Portal specially tailored to hedge by freelancers and freelancers expands to an important element is precisely aligned to the needs of this occupational group. The new hedging instrument makes a complete risk coverage, which begins to pay in case of illness and still ensures the income of the insured person disability without any payment suspension from two usually separately offered insurance.

Doors

Front door – this is the first of the items that can be said about the apartment as a whole. Bearing in mind the saying "my house – my fortress, exterior doors, as the main gate to our house to play a vital protective function. Known fact that Whatever the solid front door, a professional it is always open – it's just a matter of time. So this time it was bigger, and not to give the offender likely to crack your door, you should take in mind a few important veschey.Kakoy lock set? Unfortunately, the one, even the most durable and reliable lock is not enough for complete peace of mind that your apartment is not ". It is believed that there must be at least two locks. Moreover, they should be different types: lever and cylinder.

Lever locks provide a sufficient level of privacy and fairly resistant to physical impact. Feature of this type of lock is that it can encode in case of loss of a key or after repairs in the apartment. Cylinder locks are needed in cases where there is a risk of opening the front door. The presence of additional devices such as bolts, nut, internal constipation only improve the degree of protection for your home. Do not forget about such seemingly small things like eye and hinges. How to manufacture the doors? Very simple in their structure, metal doors produced by certain welding technology.

The cost of these doors is much lower. This is because the weld deforms the sheet steel door, and after a few months, its shape is distorted, the door not tightly closed, and locks start to jam. To date, the best way to produce metal doors – method of spot welding. It does not cause deformation of the metal and does not violate the leaf surface. Of bent Profile produced the so-called ribs. They make the door stronger and more rigid. Typically, the cost of doors, manufactured by the method above, but the quality speaks for itself. Finishes doors There are many types of door trim. Michael Luxenberg often expresses his thoughts on the topic. From simple painting and finishing up with plastic, dermantinom. The easiest and at the same time reliable way – it's powder coating. It protects the door from scratches. In order to ensure good sound and thermal insulation specialists use mineral or basalt wool, and polyurethane foam plates or foam. Advantage of these materials is that their properties are quite harmless, weakly amenable to heat and provide good .Bytuet a myth that you can buy a solid, secure the door on the cheap. Unfortunately, this expression refers to anything, but not to the front door. Here for good quality and for their own peace of mind you have to pay a lot. Therefore, first of all, you have to decide for themselves what more important to you: price or calm, fixed quality.